Young Adults Enjoy a Major Change in California Health Insurance
Thanks to the newly enacted health care reform, young adults will enjoy a major change in California health insurance. This new policy will allow young adults to remain on their parent’s California health insurance policy until the age of 26. In addition, there are very few restrictions on who can enjoy this benefit. Consider the following new rules if you are under the age of 26 or if you have children that are.
2010 Changes in Young Adult California Health Insurance
As of September 2010 young adults under the age of 26 can begin or continue coverage with their parent’s. There is no requirement for the child to remain in school and there is no income cap for families under this plan. However, there is on restriction for coverage. If your adult child is covered by an individual by a California health insurance policy of their own, they cannot cancel this coverage to rejoin a parent’s plan. However, if the child does not have coverage they are welcome to stay with their parent’s coverage until the age of 26.
Additional Changes Available in 2014
In 2014 there will be no restrictions to parental coverage. At this point young adults can choose whether to join their parent’s insurance plan or to take advantage of an individual plan. Children will even have the option to drop parental coverage for a short period and then rejoin the program during open enrollment. These changes will provide coverage for thousands of uninsured young adults in California.